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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,968 | $83,485+302.4% | $125,195+168.4% | $72,976+360.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 25.05% | 25.77%-0.7pp | 43.79%-18.7pp | 81.02%-56.0pp |
| Employer contribution / active EE | $3,070 | $2,346+30.9% | $3,866-20.6% | $2,440+25.8% |
| Participant deferral / active EE | $9,727 | $3,586+171.2% | $4,937+97.0% | $3,608+169.6% |
| Admin fee / account holder | $12,504 | $5,518+126.6% | $9,704+28.8% | $5,124+144.0% |