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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,537 | $78,707+303.4% | $117,861+169.4% | $70,126+352.8% |
| Participation rate | 97.7% | 73.2%+24.5pp | 79.7%+18.1pp | 69.5%+28.2pp |
| Annual return | 18.09% | 23.30%-5.2pp | 335.11%-317.0pp | 73.15%-55.1pp |
| Employer contribution / active EE | $3,645 | $2,223+63.9% | $3,786-3.7% | $2,343+55.6% |
| Participant deferral / active EE | $10,097 | $3,297+206.2% | $4,482+125.3% | $3,332+203.1% |
| Admin fee / account holder | $5,954 | $5,066+17.5% | $8,021-25.8% | $4,645+28.2% |