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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,414 | $101,795+317.9% | $165,100+157.7% | $80,959+425.5% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 12.95% | 16.73%-3.8pp | 70.21%-57.3pp | 35.67%-22.7pp |
| Employer contribution / active EE | $4,551 | $2,954+54.1% | $4,348+4.7% | $2,757+65.0% |
| Participant deferral / active EE | $12,956 | $4,476+189.5% | $6,035+114.7% | $4,300+201.3% |
| Admin fee / account holder | $40,836 | $8,221+396.7% | $12,696+221.7% | $6,925+489.7% |