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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,067 | $108,825+329.2% | $156,181+199.1% | $82,448+466.5% |
| Participation rate | 97.6% | 72.4%+25.3pp | 78.8%+18.8pp | 68.1%+29.6pp |
| Annual return | 13.03% | 20.59%-7.6pp | 64.87%-51.8pp | 41.64%-28.6pp |
| Employer contribution / active EE | $3,466 | $2,870+20.8% | $4,294-19.3% | $2,551+35.9% |
| Participant deferral / active EE | $13,303 | $4,577+190.6% | $6,132+116.9% | $4,139+221.4% |
| Admin fee / account holder | $20,077 | $9,341+114.9% | $14,586+37.6% | $7,234+177.5% |