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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,558 | $73,978-38.4% | $96,515-52.8% | $75,173-39.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 19.43% | 26.72%-7.3pp | 35.73%-16.3pp | 160.72%-141.3pp |
| Employer contribution / active EE | $1,107 | $2,931-62.2% | $3,740-70.4% | $2,671-58.6% |
| Participant deferral / active EE | $1,758 | $3,660-52.0% | $4,880-64.0% | $4,126-57.4% |
| Admin fee / account holder | $1,533 | $5,219-70.6% | $6,735-77.2% | $5,651-72.9% |