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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,885 | $124,330-39.8% | $109,173-31.4% | $167,536-55.3% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 18.25% | 26.04%-7.8pp | 25.75%-7.5pp | 478.82%-460.6pp |
| Employer contribution / active EE | $1,468 | $4,209-65.1% | $3,723-60.6% | $4,839-69.7% |
| Participant deferral / active EE | $2,882 | $5,256-45.2% | $4,654-38.1% | $6,342-54.6% |
| Admin fee / account holder | $8,673 | $7,974+8.8% | $6,755+28.4% | $12,315-29.6% |