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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,410 | $110,212+345.0% | $96,534+408.0% | $139,466+251.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 16.54% | 26.42%-9.9pp | 25.88%-9.3pp | 373.66%-357.1pp |
| Employer contribution / active EE | $3,120 | $3,620-13.8% | $2,965+5.2% | $4,754-34.4% |
| Participant deferral / active EE | $10,399 | $5,547+87.5% | $4,851+114.4% | $6,712+54.9% |
| Admin fee / account holder | $1,727 | $11,599-85.1% | $8,253-79.1% | $11,409-84.9% |