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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,407 | $103,393+256.3% | $87,103+323.0% | $152,909+140.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 19.79% | 28.10%-8.3pp | 28.19%-8.4pp | 345.46%-325.7pp |
| Employer contribution / active EE | $2,468 | $3,221-23.4% | $2,521-2.1% | $4,764-48.2% |
| Participant deferral / active EE | $7,095 | $4,778+48.5% | $4,049+75.3% | $5,851+21.3% |
| Admin fee / account holder | $14,729 | $12,195+20.8% | $7,491+96.6% | $11,601+27.0% |