Retirement plan

CENTRAL MISSOURI COMMUNITY ACTION ER 403(B) PLAN

Name: CENTRAL MISSOURI COMMUNITY ACTION - CENTRAL MISSOURI COMMUNITY ACTION ER 403(B) PLAN (2015) Form 5500
Creator: CENTRAL MISSOURI COMMUNITY ACTION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL MISSOURI COMMUNITY ACTION ER 403(B) PLAN, CENTRAL MISSOURI COMMUNITY ACTION

CENTRAL MISSOURI COMMUNITY ACTIONEIN 43-0835026Plan #001PY 2015

807-B NORTH PROVIDENCE ROAD - COLUMBIA, MO 65203573-443-8706LinkedIn1-10 employeesindividual & family services

Prospect flagsLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$1.7M

No prior year

Total participants

265

No prior year

Average account balance

$8,431

No prior year

Annual return

0.12%

No prior year

Benchmarks

See 1,412 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,412 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.85M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$19K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

313

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$643K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$110

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
THE BANK OF MISSOURI1+ years Service code 27 3610 BUTTONWOOD DRIVE · COLUMBIA, MO 65201	Advisory (Plan)	$18,405

Plan features & details

Pension benefit codes2M2E2F2G2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$18K

$85 / participant

Other / not subdivided$18K100.0%

% of EOY assets

1.075%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JARRED, GILMORE & PHILLIPS, PA
Auditor EIN: 203906022
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$8,431

$41,854-79.9%

$73,845-88.6%

$52,331-83.9%

Participation rate

71.4%

66.2%+5.2pp

73.4%-2.0pp

68.1%+3.3pp

Annual return

0.12%

2.11%-2.0pp

2267.91%-2267.8pp

4.54%-4.4pp

Employer contribution / active EE

$560

$1,920-70.8%

$2,788-79.9%

$1,882-70.3%

Participant deferral / active EE

$449

$2,498-82.0%

$3,583-87.5%

$3,022-85.2%

Admin fee / account holder

$91

$493-81.6%

$4,881-98.1%

$592-84.7%

Provider

Service type

Compensation

THE BANK OF MISSOURI1+ years

Service code 27

3610 BUTTONWOOD DRIVE · COLUMBIA, MO 65201

Advisory (Plan)

$18,405

CENTRAL MISSOURI COMMUNITY ACTION ER 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL MISSOURI COMMUNITY ACTION ER 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion