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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,661 | $68,346+1.9% | $94,659-26.4% | $75,173-7.3% |
| Participation rate | 97.6% | 76.1%+21.5pp | 80.8%+16.7pp | 67.2%+30.4pp |
| Annual return | 15.59% | 616.93%-601.3pp | 156.75%-141.2pp | 160.65%-145.1pp |
| Employer contribution / active EE | $3,131 | $2,701+15.9% | $3,673-14.8% | $2,670+17.2% |
| Participant deferral / active EE | $7,774 | $6,537+18.9% | $7,419+4.8% | $4,126+88.4% |
| Admin fee / account holder | $11,802 | $5,326+121.6% | $7,232+63.2% | $5,651+108.8% |