Retirement plan

EMPLOYEE BENEFIT PLAN OF NATIONAL COUNCIL ON ALCOHOLISM DRUG ABUSE-ST. LOUIS AREA, INC.

Name: NATIONAL COUNCIL ON ALCOHOLISM DRUG ABUSE-ST. LOUIS AREA, INC. - EMPLOYEE BENEFIT PLAN OF NATIONAL COUNCIL ON ALCOHOLISM DRUG ABUSE-ST. LOUIS AREA, INC. (2019) Form 5500
Creator: NATIONAL COUNCIL ON ALCOHOLISM DRUG ABUSE-ST. LOUIS AREA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF NATIONAL COUNCIL ON ALCOHOLISM DRUG ABUSE-ST. LOUIS AREA, INC., NATIONAL COUNCIL ON ALCOHOLISM DRUG ABUSE-ST. LOUIS AREA, INC.

NATIONAL COUNCIL ON ALCOHOLISM DRUG ABUSE-ST. LOUIS AREA, INC.EIN 43-0827852Plan #002PY 2019

9355 OLIVE BLVD - SAINT LOUIS, MO 631323212314-962-3456ncada-stl.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$1.6M

+34.2% from 2018

Total participants

+3.7% from 2018

Average account balance

$28,181

+27.0% from 2018

Annual return

29.27%

+37.47 pp from 2018

Benchmarks

See 8,601 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort8,601 peers

Snapshot2019

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$2.78M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

112.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$257K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5981

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2S2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$149K

$3101 / participant

Other / not subdivided$149K100.0%

% of EOY assets

9.433%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$28,181

$54,762-48.5%

$90,281-68.8%

$72,985-61.4%

Participation rate

100.0%

65.1%+34.9pp

73.3%+26.7pp

69.5%+30.5pp

Annual return

29.27%

30.63%-1.4pp

78.10%-48.8pp

81.00%-51.7pp

Employer contribution / active EE

$1,509

$2,092-27.9%

$2,854-47.1%

$2,440-38.2%

Participant deferral / active EE

$2,789

$2,887-3.4%

$3,885-28.2%

$3,607-22.7%

Admin fee / account holder

$2,658

$3,972-33.1%

$5,351-50.3%

$5,124-48.1%

EMPLOYEE BENEFIT PLAN OF NATIONAL COUNCIL ON ALCOHOLISM DRUG ABUSE-ST. LOUIS AREA, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF NATIONAL COUNCIL ON ALCOHOLISM DRUG ABUSE-ST. LOUIS AREA, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion