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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,716 | $162,812-83.0% | $133,971-79.3% | $158,966-82.6% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 17.64% | 41.94%-24.3pp | 45.09%-27.5pp | 302.95%-285.3pp |
| Employer contribution / active EE | $8,237 | $4,976+65.5% | $3,919+110.2% | $4,762+73.0% |
| Participant deferral / active EE | $3,511 | $5,910-40.6% | $5,047-30.4% | $5,983-41.3% |
| Admin fee / account holder | $9,886 | $11,741-15.8% | $8,929+10.7% | $11,250-12.1% |