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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,406 | $152,612-87.9% | $125,192-85.3% | $152,897-88.0% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 22.31% | 54.85%-32.5pp | 43.79%-21.5pp | 345.43%-323.1pp |
| Employer contribution / active EE | $7,221 | $4,947+46.0% | $3,866+86.8% | $4,764+51.6% |
| Participant deferral / active EE | $2,860 | $5,868-51.3% | $4,937-42.1% | $5,851-51.1% |
| Admin fee / account holder | $1,195 | $13,437-91.1% | $9,704-87.7% | $11,599-89.7% |