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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,647 | $115,796+21.5% | $101,264+38.9% | $158,950-11.5% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 17.07% | 56.15%-39.1pp | 46.48%-29.4pp | 302.91%-285.8pp |
| Employer contribution / active EE | $3,259 | $4,175-22.0% | $3,660-11.0% | $4,762-31.6% |
| Participant deferral / active EE | $5,460 | $4,958+10.1% | $4,370+24.9% | $5,983-8.7% |
| Admin fee / account holder | $470 | $7,247-93.5% | $5,947-92.1% | $11,248-95.8% |