Retirement plan

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JEWISH FAMILY & CHILDREN'S SERVICE

Name: JEWISH FAMILY & CHILDRENS SERVICE - 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JEWISH FAMILY & CHILDREN'S SERVICE (2018) Form 5500
Creator: JEWISH FAMILY & CHILDRENS SERVICE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JEWISH FAMILY & CHILDREN'S SERVICE, JEWISH FAMILY & CHILDRENS SERVICE

JEWISH FAMILY & CHILDRENS SERVICEEIN 43-0790330Plan #002PY 2018

10950 SCHUETZ RD - SAINT LOUIS, MO 63146314-993-1000

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.4M

-5.5% from 2017

Total participants

-3.1% from 2017

Average account balance

$25,553

-20.7% from 2017

Annual return

-2.97%

-15.50 pp from 2017

Benchmarks

See 18,164 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort18,164 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.85M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$44K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

123.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$134K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2978

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$244K

$3936 / participant

Other / not subdivided$244K100.0%

% of EOY assets

17.055%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,553

$75,962-66.4%

$154,108-83.4%

$64,173-60.2%

Participation rate

88.7%

70.4%+18.3pp

83.0%+5.7pp

69.6%+19.1pp

Annual return

-2.97%

30.32%-33.3pp

735.21%-738.2pp

7.63%-10.6pp

Employer contribution / active EE

$1,466

$3,350-56.2%

$5,298-72.3%

$2,381-38.4%

Participant deferral / active EE

$1,859

$3,175-41.5%

$5,081-63.4%

$3,470-46.4%

Admin fee / account holder

$4,358

$5,589-22.0%

$13,411-67.5%

$4,887-10.8%

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JEWISH FAMILY & CHILDREN'S SERVICE

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JEWISH FAMILY & CHILDREN'S SERVICE

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion