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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,538 | $139,948-71.7% | $121,663-67.5% | $154,746-74.4% |
| Participation rate | 71.4% | 78.0%-6.6pp | 74.5%-3.1pp | 80.7%-9.3pp |
| Annual return | 20.43% | 230.52%-210.1pp | 147.54%-127.1pp | 172.34%-151.9pp |
| Employer contribution / active EE | $2,243 | $3,521-36.3% | $3,020-25.7% | $4,379-48.8% |
| Participant deferral / active EE | $7,211 | $5,629+28.1% | $4,887+47.6% | $6,730+7.1% |
| Admin fee / account holder | $883 | $17,321-94.9% | $14,289-93.8% | $14,365-93.9% |