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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,266 | $54,717-22.8% | $86,216-51.0% | $71,511-40.9% |
| Participation rate | 47.4% | 60.1%-12.7pp | 69.0%-21.6pp | 67.9%-20.6pp |
| Annual return | 20.55% | 20.07%+0.5pp | 1169.42%-1148.9pp | 28.86%-8.3pp |
| Employer contribution / active EE | $1,026 | $1,267-19.0% | $2,382-56.9% | $2,589-60.4% |
| Participant deferral / active EE | $2,064 | $3,110-33.6% | $3,986-48.2% | $4,291-51.9% |
| Admin fee / account holder | $1,143 | $1,922-40.6% | $6,853-83.3% | $1,588-28.1% |