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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,895 | $117,904-78.9% | $102,457-75.7% | $145,978-82.9% |
| Participation rate | 95.7% | 78.6%+17.1pp | 76.5%+19.2pp | 80.3%+15.4pp |
| Annual return | 7.23% | 31.80%-24.6pp | 29.41%-22.2pp | 550.52%-543.3pp |
| Employer contribution / active EE | $1,376 | $3,613-61.9% | $3,022-54.5% | $4,662-70.5% |
| Participant deferral / active EE | $4,014 | $5,733-30.0% | $5,054-20.6% | $6,690-40.0% |
| Admin fee / account holder | $27,755 | $13,329+108.2% | $9,451+193.7% | $13,400+107.1% |