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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,895 | $117,829-78.9% | $102,423-75.7% | $145,877-82.9% |
| Participation rate | 95.7% | 78.6%+17.0pp | 76.5%+19.1pp | 80.3%+15.3pp |
| Annual return | 7.23% | 31.83%-24.6pp | 29.42%-22.2pp | 551.28%-544.1pp |
| Employer contribution / active EE | $1,376 | $3,615-61.9% | $3,023-54.5% | $4,663-70.5% |
| Participant deferral / active EE | $4,014 | $5,732-30.0% | $5,054-20.6% | $6,691-40.0% |
| Admin fee / account holder | $27,755 | $13,335+108.1% | $9,455+193.6% | $13,402+107.1% |