Retirement plan

THE CLAYTON ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST

Name: THE CLAYTON ENGINEERING COMPANY, INC. - THE CLAYTON ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST (2019) Form 5500
Creator: THE CLAYTON ENGINEERING COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE CLAYTON ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST, THE CLAYTON ENGINEERING COMPANY, INC.

THE CLAYTON ENGINEERING COMPANY, INC.EIN 43-0753034Plan #001PY 2019

2268 WELSCH INDUSTRIAL COURT - ST. LOUIS, MO 63146314-692-8888claytoneng.proLinkedIn11-50 employeescivil engineering

Other plans on this EIN

1 filing

#002Retirement-$343K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.7M

+20.7% from 2018

Total participants

0.0% from 2018

Average account balance

$105,286

+29.9% from 2018

Annual return

18.42%

+24.81 pp from 2018

Benchmarks

See 119,358 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort119,358 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.89M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$90K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

246.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$168K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$12447

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$87K

$6671 / participant

Other / not subdivided$87K100.0%

% of EOY assets

3.168%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$105,286

$157,276-33.1%

$141,177-25.4%

$152,885-31.1%

Participation rate

84.6%

84.8%-0.2pp

82.5%+2.1pp

82.5%+2.2pp

Annual return

18.42%

64.33%-45.9pp

71.40%-53.0pp

345.39%-327.0pp

Employer contribution / active EE

$2,609

$5,262-50.4%

$4,736-44.9%

$4,763-45.2%

Participant deferral / active EE

$6,551

$7,110-7.9%

$6,710-2.4%

$5,851+12.0%

Admin fee / account holder

$3,335

$12,123-72.5%

$10,263-67.5%

$11,598-71.2%

THE CLAYTON ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE CLAYTON ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion