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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,176 | $135,645-53.4% | $110,243-42.7% | $135,379-53.3% |
| Participation rate | 95.8% | 83.5%+12.4pp | 79.8%+16.0pp | 82.6%+13.2pp |
| Annual return | -6.31% | 513.24%-519.5pp | 314.76%-321.1pp | 519.79%-526.1pp |
| Employer contribution / active EE | $633 | $4,907-87.1% | $3,827-83.5% | $4,779-86.8% |
| Participant deferral / active EE | $2,884 | $5,507-47.6% | $4,672-38.3% | $5,609-48.6% |
| Admin fee / account holder | $393 | $11,458-96.6% | $8,548-95.4% | $10,828-96.4% |