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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,536 | $123,155+66.1% | $108,753+88.1% | $155,188+31.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 10.31% | 44.73%-34.4pp | 37.47%-27.2pp | 148.84%-138.5pp |
| Employer contribution / active EE | $2,959 | $2,811+5.3% | $2,427+21.9% | $4,248-30.3% |
| Participant deferral / active EE | $3,809 | $4,623-17.6% | $4,115-7.4% | $6,531-41.7% |
| Admin fee / account holder | $1,420 | $12,126-88.3% | $10,320-86.2% | $14,480-90.2% |