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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,669 | $95,917+91.5% | $79,583+130.8% | $134,545+36.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -11.02% | -2.70%-8.3pp | 0.16%-11.2pp | 418.37%-429.4pp |
| Employer contribution / active EE | $2,673 | $3,129-14.6% | $2,414+10.8% | $4,742-43.6% |
| Participant deferral / active EE | $2,314 | $4,694-50.7% | $3,986-41.9% | $6,401-63.8% |
| Admin fee / account holder | $951 | $9,132-89.6% | $6,835-86.1% | $11,431-91.7% |