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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,759 | $83,908-18.1% | $68,509+0.4% | $125,388-45.2% |
| Participation rate | 76.9% | 78.2%-1.2pp | 74.7%+2.2pp | 83.2%-6.3pp |
| Annual return | -3.67% | 14.48%-18.2pp | 8.27%-11.9pp | 282.24%-285.9pp |
| Employer contribution / active EE | $778 | $3,031-74.3% | $2,278-65.8% | $4,866-84.0% |
| Participant deferral / active EE | $4,049 | $4,125-1.8% | $3,382+19.7% | $5,352-24.3% |
| Admin fee / account holder | $415 | $8,982-95.4% | $5,275-92.1% | $9,541-95.7% |