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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,024 | $106,280-33.2% | $96,538-26.4% | $139,487-49.1% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.3%-17.2pp | 80.3%-23.2pp |
| Annual return | 18.85% | 38.48%-19.6pp | 35.74%-16.9pp | 373.84%-355.0pp |
| Employer contribution / active EE | $2,997 | $4,107-27.0% | $3,740-19.9% | $4,755-37.0% |
| Participant deferral / active EE | $10,897 | $5,457+99.7% | $4,880+123.3% | $6,713+62.3% |
| Admin fee / account holder | $495 | $7,888-93.7% | $6,737-92.7% | $11,407-95.7% |