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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,810 | $124,351-68.8% | $109,188-64.5% | $167,553-76.8% |
| Participation rate | 60.0% | 79.4%-19.4pp | 75.9%-15.9pp | 82.1%-22.1pp |
| Annual return | 0.00% | 26.04%-26.0pp | 25.76%-25.8pp | 478.89%-478.9pp |
| Employer contribution / active EE | $1,193 | $4,210-71.7% | $3,723-68.0% | $4,840-75.3% |
| Participant deferral / active EE | $4,494 | $5,257-14.5% | $4,654-3.4% | $6,343-29.1% |
| Admin fee / account holder | $353 | $7,975-95.6% | $6,755-94.8% | $12,316-97.1% |