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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,044 | $87,180-0.2% | $173,703-49.9% | $94,015-7.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 75.9%+24.1pp | 70.8%+29.2pp |
| Annual return | 4.66% | 14.17%-9.5pp | 17.46%-12.8pp | 17.84%-13.2pp |
| Employer contribution / active EE | $2,270 | $2,494-9.0% | $4,288-47.1% | $2,790-18.6% |
| Participant deferral / active EE | $3,760 | $3,343+12.5% | $4,854-22.5% | $4,249-11.5% |
| Admin fee / account holder | $8,038 | $7,506+7.1% | $15,562-48.3% | $8,951-10.2% |