Retirement plan

EMPLOYEE BENEFIT PLAN OF SOUTHSIDE EARLY CHILDHOOD CENTER

Name: SOUTHSIDE EARLY CHILDHOOD CENTER - EMPLOYEE BENEFIT PLAN OF SOUTHSIDE EARLY CHILDHOOD CENTER (2017) Form 5500
Creator: SOUTHSIDE EARLY CHILDHOOD CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF SOUTHSIDE EARLY CHILDHOOD CENTER, SOUTHSIDE EARLY CHILDHOOD CENTER

SOUTHSIDE EARLY CHILDHOOD CENTEREIN 43-0685348Plan #002PY 2017

2101 S JEFFERSON AVE - SAINT LOUIS, MO 631042209314-865-0322southside-ecc.orgLinkedIn51-200 employeeseducation management

Prospect flagsLow returnsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$274K

-11.3% from 2016

Total participants

-7.1% from 2016

Average account balance

$21,085

-4.5% from 2016

Annual return

6.48%

+5.74 pp from 2016

Benchmarks

See 32,065 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,065 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$427K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$16K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

47.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$44K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$763

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1198

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$56K

$14000 / participant

Other / not subdivided$56K100.0%

% of EOY assets

20.429%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,085

$99,017-78.7%

$86,587-75.6%

$147,585-85.7%

Participation rate

100.0%

76.3%+23.7pp

73.5%+26.5pp

82.8%+17.2pp

Annual return

6.48%

1312.37%-1305.9pp

964.86%-958.4pp

578.56%-572.1pp

Employer contribution / active EE

-$342

$3,132-110.9%

$2,839-112.0%

$4,876-107.0%

Participant deferral / active EE

$557

$3,972-86.0%

$3,609-84.6%

$5,439-89.8%

Admin fee / account holder

$4,308

$5,710-24.6%

$4,906-12.2%

$10,885-60.4%

EMPLOYEE BENEFIT PLAN OF SOUTHSIDE EARLY CHILDHOOD CENTER

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF SOUTHSIDE EARLY CHILDHOOD CENTER

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion