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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,893 | $80,992-18.6% | $96,534-31.7% | $75,173-12.3% |
| Participation rate | 78.7% | 71.8%+6.9pp | 76.0%+2.7pp | 67.2%+11.5pp |
| Annual return | 23.76% | 27.05%-3.3pp | 25.88%-2.1pp | 160.72%-137.0pp |
| Employer contribution / active EE | $411 | $2,283-82.0% | $2,965-86.1% | $2,671-84.6% |
| Participant deferral / active EE | $2,023 | $3,929-48.5% | $4,851-58.3% | $4,126-51.0% |
| Admin fee / account holder | $1,828 | $6,717-72.8% | $8,253-77.8% | $5,651-67.6% |