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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,528 | $185,883-26.0% | $170,043-19.1% | $139,466-1.4% |
| Participation rate | 91.7% | 87.8%+3.9pp | 87.0%+4.7pp | 80.3%+11.3pp |
| Annual return | 2.70% | 60.54%-57.8pp | 53.40%-50.7pp | 373.66%-371.0pp |
| Employer contribution / active EE | $2,436 | $7,596-67.9% | $6,790-64.1% | $4,754-48.8% |
| Participant deferral / active EE | $4,170 | $11,626-64.1% | $10,410-59.9% | $6,712-37.9% |
| Admin fee / account holder | $94,342 | $15,393+512.9% | $12,824+635.7% | $11,409+726.9% |