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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,424 | $160,059+19.6% | $140,019+36.7% | $135,380+41.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 6.87% | 911.48%-904.6pp | 651.17%-644.3pp | 519.81%-512.9pp |
| Employer contribution / active EE | $2,734 | $6,420-57.4% | $5,605-51.2% | $4,779-42.8% |
| Participant deferral / active EE | $6,455 | $7,641-15.5% | $6,927-6.8% | $5,609+15.1% |
| Admin fee / account holder | $2,922 | $13,328-78.1% | $10,705-72.7% | $10,828-73.0% |