Filed July 24, 1995
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
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| Provider | Service type | Compensation |
|---|---|---|
THE BANK OF NEW YORK MELLON1+ years Service code 19 · EIN 13-5160382 | Securities Custodian | $70,078 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SRVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $36,350 |
Filed as: NEW YORK LIFE INVESTMENT MANAGEMENT Service code 15 · EIN 52-2206685 | Recordkeeping | $16,925 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,238 | $75,760+108.9% | $123,105+28.5% | $59,188+167.3% |
| Participation rate | 98.5% | 86.0%+12.5pp | 86.8%+11.8pp | 69.4%+29.1pp |
| Annual return | -3.80% | 2.93%-6.7pp | 13.22%-17.0pp | 5.51%-9.3pp |
| Employer contribution / active EE | $11,472 | $3,415+235.9% | $5,151+122.7% | $2,098+446.8% |
| Participant deferral / active EE | $3,983 | $5,000-20.3% | $6,229-36.1% | $3,265+22.0% |
| Admin fee / account holder | $49 | $61-19.3% | $9,014-99.5% | $92-46.8% |