Retirement plan

WSWA 401(K) RETIREMENT PLAN

Name: WINE & SPIRITS WHOLESALERS OF AMERICA, INC. - WSWA 401(K) RETIREMENT PLAN (2017) Form 5500
Creator: WINE & SPIRITS WHOLESALERS OF AMERICA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WSWA 401(K) RETIREMENT PLAN, WINE & SPIRITS WHOLESALERS OF AMERICA, INC.

WINE & SPIRITS WHOLESALERS OF AMERICA, INC.EIN 43-0590389Plan #002PY 2017

805 15TH ST NW STE 430 - WASHINGTON, DC 200052273202-371-9792wswa.orgLinkedIn11-50 employeeswine and spirits

Prospect flagsHigh fees

Top hat statement on fileNQDC

Filed January 29, 2019 (most recent of 2 filings on file)

Plan administrator

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805 15th Street, NW, Suite 1120

Washington State: DC Zip Code: 20005

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Plans declared (1)

WSWA 457(f) Retirement Plan1 emp

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Total assets (EOY)

$3.8M

+20.5% from 2016

Total participants

-4.0% from 2016

Average account balance

$158,476

+20.5% from 2016

Annual return

20.54%

+13.60 pp from 2016

Benchmarks

See 32,058 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,058 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.87M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$186K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

115.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$652K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$28321

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$332K

$16585 / participant

Other / not subdivided$332K100.0%

% of EOY assets

8.721%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$158,476

$99,009+60.1%

$86,581+83.0%

$147,585+7.4%

Participation rate

100.0%

76.3%+23.7pp

73.5%+26.5pp

82.8%+17.2pp

Annual return

20.54%

1312.70%-1292.2pp

965.06%-944.5pp

578.58%-558.0pp

Employer contribution / active EE

$7,606

$3,132+142.8%

$2,840+167.9%

$4,876+56.0%

Participant deferral / active EE

$8,784

$3,972+121.1%

$3,609+143.4%

$5,439+61.5%

Admin fee / account holder

$13,821

$5,709+142.1%

$4,904+181.8%

$10,886+27.0%

WSWA 401(K) RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WSWA 401(K) RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion