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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,474 | $123,750+32.9% | $69,611+136.3% | $145,877+12.7% |
| Participation rate | 83.3% | 69.2%+14.1pp | 66.4%+16.9pp | 80.3%+3.0pp |
| Annual return | 17.91% | 192.03%-174.1pp | 101.14%-83.2pp | 551.28%-533.4pp |
| Employer contribution / active EE | $0 | $2,672-100.0% | $1,709-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,499 | $4,243-41.1% | $2,891-13.6% | $6,691-62.7% |
| Admin fee / account holder | $9,808 | $7,817+25.5% | $4,696+108.9% | $13,402-26.8% |