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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,474 | $123,859+32.8% | $69,632+136.2% | $145,897+12.7% |
| Participation rate | 83.3% | 69.2%+14.1pp | 66.4%+16.9pp | 80.3%+3.0pp |
| Annual return | 17.91% | 192.49%-174.6pp | 101.32%-83.4pp | 552.29%-534.4pp |
| Employer contribution / active EE | $0 | $2,673-100.0% | $1,708-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,499 | $4,242-41.1% | $2,889-13.5% | $6,689-62.6% |
| Admin fee / account holder | $9,808 | $7,817+25.5% | $4,695+108.9% | $13,390-26.8% |