Filed November 7, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,471 | $69,771-39.1% | $67,524-37.1% | $74,400-42.9% |
| Participation rate | 31.4% | 71.4%-39.9pp | 72.9%-41.5pp | 67.2%-35.8pp |
| Annual return | 13.77% | -40.49%+54.3pp | 3519.41%-3505.6pp | 1367.51%-1353.7pp |
| Employer contribution / active EE | $805 | $2,710-70.3% | $2,734-70.5% | $2,624-69.3% |
| Participant deferral / active EE | $1,378 | $3,638-62.1% | $4,001-65.6% | $4,348-68.3% |
| Admin fee / account holder | $4,426 | $889+397.7% | $4,001+10.6% | $1,944+127.7% |