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| Provider | Service type | Compensation |
|---|---|---|
Filed as: BENJAMIN F EDWARDS & CO INC Service code 27 1 N BRENTWOOD BLVD STE 850 · ST LOUIS, MO 63105 | Advisory (Plan) | $119,438 |
AMERICAN FUNDS7 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $29,159 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,366 | $91,120+114.4% | $161,149+21.2% | $64,097+204.8% |
| Participation rate | 90.9% | 62.2%+28.7pp | 78.8%+12.0pp | 55.2%+35.7pp |
| Annual return | 11.60% | 17.95%-6.4pp | 21.16%-9.6pp | 34.64%-23.0pp |
| Employer contribution / active EE | $7,855 | $2,284+243.9% | $4,360+80.2% | $1,891+315.3% |
| Participant deferral / active EE | $5,883 | $3,708+58.6% | $6,153-4.4% | $3,080+91.0% |
| Admin fee / account holder | $782 | $4,535-82.8% | $15,194-94.9% | $3,454-77.4% |