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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,081 | $67,411+75.2% | $91,004+29.8% | $70,126+68.4% |
| Participation rate | 95.7% | 71.4%+24.3pp | 75.6%+20.0pp | 69.5%+26.1pp |
| Annual return | 9.90% | -40.16%+50.1pp | 4.60%+5.3pp | 73.15%-63.2pp |
| Employer contribution / active EE | $1,239 | $1,786-30.6% | $2,456-49.6% | $2,343-47.1% |
| Participant deferral / active EE | $6,249 | $2,823+121.4% | $3,548+76.2% | $3,332+87.6% |
| Admin fee / account holder | $20,472 | $4,236+383.3% | $5,417+277.9% | $4,645+340.7% |