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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,244 | $158,852+36.1% | $121,220+78.4% | $135,379+59.7% |
| Participation rate | 66.7% | 79.3%-12.6pp | 71.8%-5.1pp | 82.6%-16.0pp |
| Annual return | -1.70% | -0.64%-1.1pp | 16.94%-18.6pp | 519.79%-521.5pp |
| Employer contribution / active EE | $2,556 | $5,666-54.9% | $4,023-36.5% | $4,779-46.5% |
| Participant deferral / active EE | $5,483 | $4,006+36.9% | $3,345+63.9% | $5,609-2.2% |
| Admin fee / account holder | $2,500 | $6,515-61.6% | $5,021-50.2% | $10,828-76.9% |