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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $51,720 |
MMA SECURITIES LLC2 years Service code 26 · EIN 22-3570392 | Advisory (Participants) | $23,620 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,527 | $81,474+54.1% | $133,971-6.3% | $73,493+70.8% |
| Participation rate | 94.0% | 76.4%+17.6pp | 79.8%+14.1pp | 70.7%+23.3pp |
| Annual return | 12.72% | 19.40%-6.7pp | 45.09%-32.4pp | 28.51%-15.8pp |
| Employer contribution / active EE | $1,302 | $2,209-41.0% | $3,919-66.8% | $2,270-42.6% |
| Participant deferral / active EE | $4,125 | $3,786+8.9% | $5,047-18.3% | $3,740+10.3% |
| Admin fee / account holder | $346 | $713-51.5% | $8,929-96.1% | $513-32.6% |