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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,649 | $73,009+303.6% | $90,760+224.6% | $68,486+330.2% |
| Participation rate | 72.0% | 70.8%+1.2pp | 75.7%-3.7pp | 67.9%+4.1pp |
| Annual return | -22.38% | -13.81%-8.6pp | -12.16%-10.2pp | -7.85%-14.5pp |
| Employer contribution / active EE | $1,003 | $2,193-54.2% | $2,922-65.7% | $2,597-61.4% |
| Participant deferral / active EE | $5,920 | $3,626+63.3% | $4,565+29.7% | $4,028+47.0% |
| Admin fee / account holder | $2,788 | $5,896-52.7% | $8,444-67.0% | $5,404-48.4% |