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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,186 | $125,190+240.4% | $105,624+303.5% | $145,897+192.1% |
| Participation rate | 75.0% | 77.6%-2.6pp | 75.3%-0.3pp | 80.3%-5.3pp |
| Annual return | 10.73% | 225.22%-214.5pp | 116.20%-105.5pp | 552.29%-541.6pp |
| Employer contribution / active EE | $3,988 | $3,720+7.2% | $3,168+25.9% | $4,663-14.5% |
| Participant deferral / active EE | $6,194 | $5,716+8.4% | $5,013+23.6% | $6,689-7.4% |
| Admin fee / account holder | $113,690 | $17,138+563.4% | $10,961+937.2% | $13,390+749.0% |