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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,469 | $41,377-36.0% | $109,313-75.8% | $62,881-57.9% |
| Participation rate | 78.4% | 57.5%+20.8pp | 71.3%+7.1pp | 69.3%+9.1pp |
| Annual return | 7.97% | 11.05%-3.1pp | 22.07%-14.1pp | 20.14%-12.2pp |
| Employer contribution / active EE | $240 | $1,276-81.2% | $3,892-93.8% | $2,281-89.5% |
| Participant deferral / active EE | $2,142 | $2,045+4.7% | $3,166-32.4% | $3,203-33.1% |
| Admin fee / account holder | $538 | $2,884-81.3% | $5,666-90.5% | $4,296-87.5% |