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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,249 | $61,660+52.9% | $80,022+17.8% | $64,181+46.8% |
| Participation rate | 82.4% | 71.7%+10.7pp | 75.8%+6.5pp | 69.6%+12.8pp |
| Annual return | 11.40% | -0.33%+11.7pp | 11.22%+0.2pp | 7.63%+3.8pp |
| Employer contribution / active EE | $1,243 | $1,810-31.4% | $2,468-49.6% | $2,381-47.8% |
| Participant deferral / active EE | $3,315 | $2,968+11.7% | $3,686-10.1% | $3,470-4.5% |
| Admin fee / account holder | $2,628 | $5,417-51.5% | $6,521-59.7% | $4,887-46.2% |