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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,453 | $183,592-82.9% | $155,574-79.8% | $145,877-78.4% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 18.22% | 61.37%-43.2pp | 64.87%-46.6pp | 551.28%-533.1pp |
| Employer contribution / active EE | $3,317 | $5,317-37.6% | $4,676-29.1% | $4,663-28.9% |
| Participant deferral / active EE | $5,642 | $6,466-12.7% | $5,629+0.2% | $6,691-15.7% |
| Admin fee / account holder | $1,861 | $19,316-90.4% | $15,914-88.3% | $13,402-86.1% |