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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,449 | $175,231-87.2% | $149,696-85.0% | $139,466-83.9% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 35.91% | 166.77%-130.9pp | 134.46%-98.5pp | 373.66%-337.7pp |
| Employer contribution / active EE | $3,922 | $5,478-28.4% | $4,821-18.6% | $4,754-17.5% |
| Participant deferral / active EE | $5,625 | $6,521-13.7% | $5,682-1.0% | $6,712-16.2% |
| Admin fee / account holder | $551 | $16,155-96.6% | $13,212-95.8% | $11,409-95.2% |