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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,867 | $138,075-86.3% | $123,552-84.7% | $135,379-86.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 12.72% | 153.70%-141.0pp | 119.20%-106.5pp | 519.79%-507.1pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $12,083 | $6,800+77.7% | $6,426+88.0% | $5,609+115.4% |
| Admin fee / account holder | $4,012 | $10,917-63.3% | $9,285-56.8% | $10,828-63.0% |