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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,270 | $112,121-91.7% | $95,960-90.3% | $158,966-94.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 22.29% | 171.16%-148.9pp | 91.63%-69.3pp | 302.95%-280.7pp |
| Employer contribution / active EE | $1,354 | $3,199-57.7% | $2,541-46.7% | $4,762-71.6% |
| Participant deferral / active EE | $2,997 | $4,784-37.3% | $4,167-28.1% | $5,983-49.9% |
| Admin fee / account holder | $1,174 | $10,135-88.4% | $6,797-82.7% | $11,250-89.6% |