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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,403 | $115,911-31.5% | $100,530-21.0% | $158,950-50.0% |
| Participation rate | 83.3% | 81.6%+1.7pp | 79.4%+3.9pp | 82.0%+1.4pp |
| Annual return | 22.62% | 34.80%-12.2pp | 30.89%-8.3pp | 302.91%-280.3pp |
| Employer contribution / active EE | $4,828 | $4,104+17.6% | $3,418+41.3% | $4,762+1.4% |
| Participant deferral / active EE | $10,179 | $6,676+52.5% | $6,271+62.3% | $5,983+70.1% |
| Admin fee / account holder | $5,111 | $10,999-53.5% | $8,083-36.8% | $11,248-54.6% |