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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,269 | $96,361-88.3% | $80,607-86.0% | $139,456-91.9% |
| Participation rate | 68.4% | 73.6%-5.2pp | 67.0%+1.4pp | 80.3%-11.9pp |
| Annual return | 20.62% | 1350.95%-1330.3pp | 936.11%-915.5pp | 373.45%-352.8pp |
| Employer contribution / active EE | $1,426 | $3,262-56.3% | $2,724-47.7% | $4,753-70.0% |
| Participant deferral / active EE | $1,881 | $5,232-64.1% | $4,448-57.7% | $6,711-72.0% |
| Admin fee / account holder | $78 | $6,601-98.8% | $5,379-98.6% | $11,407-99.3% |