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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,680 | $135,956+88.1% | $123,894+106.4% | $273,972-6.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | -5.28% | 56.63%-61.9pp | 47.52%-52.8pp | 41.46%-46.7pp |
| Employer contribution / active EE | $1,768 | $5,170-65.8% | $4,617-61.7% | $4,869-63.7% |
| Participant deferral / active EE | $10,742 | $6,343+69.4% | $5,984+79.5% | $5,287+103.2% |
| Admin fee / account holder | $28,537 | $9,817+190.7% | $8,357+241.5% | $10,133+181.6% |