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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,244 | $88,815-23.2% | $81,882-16.7% | $145,897-53.2% |
| Participation rate | 56.5% | 75.1%-18.6pp | 72.4%-15.9pp | 80.3%-23.8pp |
| Annual return | 9.97% | 1033.75%-1023.8pp | 779.47%-769.5pp | 552.29%-542.3pp |
| Employer contribution / active EE | $3,041 | $3,086-1.5% | $2,916+4.3% | $4,663-34.8% |
| Participant deferral / active EE | $5,229 | $4,647+12.5% | $4,323+21.0% | $6,689-21.8% |
| Admin fee / account holder | $28,353 | $8,434+236.2% | $7,360+285.3% | $13,390+111.7% |